"I met with the FDIC examiner who is charged with reviewing our credit card portfolio. We discussed the Credit Card Accountability, Responsiblity and Disclosure (CARD) Act of 2009 in specific terms. I supplied him with the information provided to us by NEBA and reviewed the entire implementation process that NEBA performed. He stated that he is not one who is easily impressed, but that he was impressed by the approach NEBA pursued in the execution of the program. We sincerely appreciate the relationship and we look forward to continued success with NEBA’s support."

