Make your bank the solution for business customers

With NEBA, your bank can offer an affordable, high-quality business (commercial) card program.

As an experienced provider, NEBA has the expertise to design a comprehensive, competitive, and compelling commercial card solution for your bank. We work with you to offer superior program and service offerings at competitive prices. Moreover, with options such as rewards, customized plastics, and sophisticated reporting tools our programs work hard to attract and retain your business customers.

Once in place you can either manage your business card program the traditional way, using in-house resources, or outsource your program. NEBA’s flexible offerings allow you to outsource all or any of the back-office services you need to operate and grow your program. Regardless of whether your bank supports its own business card program internally or partners with NEBA, NEBA helps you to put in place an attractive offering that cements your business customer relationships.

At NEBA we design the right program to support your bank and business clients’ unique needs. We understand that putting in place and managing a card program, including training internal staff and allocating valuable resources, is not always practical or possible. That’s why NEBA designed the Flex program. Flex makes offering a card program easy and affordable. A simplified, bundled commercial card program including back-office support, Flex enables your bank to offer a comprehensive, top-notch program at a set, affordable price.

Grow and keep your business customers satisfied with a commercial card program through NEBA.

For further information, Contact NEBA or call us at 800.937.6322.

Programs available through NEBA

Traditional Program

Structure

  • Your bank:
    • Owns the business card lines of credit
    • Makes the underwriting decisions
    • Posts daily settlement sheet to your general ledger
    • Elects whether to provide customer service  and /or collections
    • Has choice of MasterCard/ Visa Products and
    • Gets 100% of the income

Features

  • Falcon risk management services, including collections
  • Complete application processing and new account issuance services
  • Full system support services
  • 24x7x365 customer service
  • Daily settlement sheet faxed to your accounting department
  • Processing fees included
  • Up to three credit card products included
  • MasterCard and Visa products available
  • Monthly reporting package
  • No minimum requirements
Commercial Credit Card Flex Program

An exceptional commercial credit card program that combines the power and functionality of First Data’s market-leading processing platform with the flexibility and convenience of a bundled service package.

Your Bank

  • Owns business card lines of credit
  • Makes underwriting decisions
  • Gets 100% of income
  • Posts daily settlement sheet to your general ledger
  • Elects whether to provide customer service and or collections

Features

  • In-house Falcon risk management system including fraud detection and monitoring and suspected fraud cardholder contact
  • Complete application processing and new account issuance services
  • Processing fees included
  • Full In-house system support services
  • 24x7x365 toll-free cardholder service including card activation
  • Numerous cardholder payments processing options, including lock box
  • Account maintenance (i.e., credit limit increases, address & name change, card reissue, etc.)
  • Inventory monitoring of such items as card stock, card carriers, disclosures and inserts at the processor
  • Preparation of daily settlement worksheet to your accounting department
  • Monthly reporting package
  • Submission management of statement messages requested by client to processor
  • Cardholder retrieval & disputed items chargeback services
  • Up to three credit card products included—-MasterCard and Visa products available
  • MasterCard and Visa compliance assistance
  • No minimum requirements

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